This one-time offering entails working together to assess your risk tolerance, time horizon, and income needs. We then work together to design and agree on an investment plan that allows you to sleep well at night. The fee is due at engagement.
This one-time offering entails an examination of your current financial state, as well as your retirement goals. We work together to examine Social Security and health care strategies, sources of income, tax strategies, investment/distribution strategies, and produce a detailed plan to reach your goals. This service is designed for people who may be approaching or currently in retirement, including those who wish to retire at an early age. This offering encompasses the Emancipare Investment Plan described above. The fee is due at engagement.
This one-time offering entails an examination of your current financial picture. It includes strategies to eliminate debt, prepare for higher/vocational education expenses, a new home, retirement, and other financial goals. This offering encompasses the Emancipare Retirement plan noted above. The one-time fee is due at engagement.
We provide clients with ongoing management of their investment portfolios, but you’re always in charge. We maintain constant vigilance of changing market conditions, as well as your individual timeline for your goals. When we feel a change would be strategic, we’ll give you our rationale and wait for your consent before making any changes. The fee for this service is a percentage of the total assets managed by us, per the below table. It is paid to us on a quarterly basis, out of your investment accounts directly.
Assets Under Management
Annualized Asset-Based Fee
$0 – $4,999,999
0.5% (50 basis points)
$5,000,000 – $9,999,999
0.25% (25 basis points)
$10,000,000 – $19,000,000
0.13% (13 basis points)
$20,000,000 – $29,000,000
0.06% (6 basis points)
$30,000,000 – $39,000,000
0.03% (3 basis points)
$40,000,000 – Above
0.02% (2 basis points)
Example: A portfolio under our management at our custodian maintaining $1,000,000 as of the quarter’s end will be assessed $1,250 due after the previous quarter (quarterly, in arrears). Formula: ($1,000,000 x 50 bps) = $5,000 / 4 = $1,250.
Debt is a drag on your future, your children’s future, and your family’s personal finance goals. We feel it should be a priority. Our affiliated partner, Money Coach Group, Inc (which has the same ownership as Emancipare) specializes in customized, fast, ethical, inexpensive debt remediation strategies. Consider their Personal Finance Journey to change your life. Use the button below to set up a free consultation. In the meantime, we at Emancipare can evaluate and manage your existing investments in retirement accounts, 529 plans, and brokerages to ensure they’re working for you in the background.
Do you have any personal finance topics not covered above? Use the button below for a free consultation to discuss how we can help. We’ll provide an estimate of the hours required, and we’re generous with our time. More than anything else, we want you to succeed.
We offer a variety of online and in-person educational workshops to private parties, groups, and employers. These can be taught in-person or virtually, and allow for personalized advice and Q&A sessions following the content. Individuals or couples can click the links below on each class to schedule now! Groups or employers please click the Book a Call Now button to schedule and quote a price.