Emancipare is Italian/Latin/Spanish, meaning to emancipate, liberate, or free (it’s also a spell to release bindings in the Harry Potter series). It’s pronounced Ee-mon-chip-ar-ee, but you can say it however you like. It aligns nicely with our goal – to free everyday folks from financial stress, from jobs they don’t like, and to be free and enjoy the one life we’re given.

Fee-only means that we don’t receive money from commissions, or loads, or other places. We only work for you and aren’t affected by the bias that those other sources of income can bring (such as behind-the-scenes payments to advisors from the funds they recommend to clients). Be careful! Similar terms such as “fee-based” or “fee-offset” aren’t the same, and mean there could be hidden biases and sources of income. Fiduciary means that we’re obligated by law to always put your interests first.

Actually, I’m financially independent, and don’t need to work. I get up every day and live life on my own terms – doing things I love and enjoy. That’s what ‘retirement’ should be like for everyone, and my strongest desire to make it happen for you, whether you’re in your 40s, 50s, 60s or beyond. Everyone should spend every day on their own terms, doing things they enjoy. Imagine that utopia! We are granted but one short life, as far as we know. For me, this is what I love – helping people achieve financial freedom and independence – setting them free, emancipation – Emancipare!

We’re based in Nazareth, PA, USA and available for in-person meetings in the Lehigh Valley area. We’re also available throughout the United States via video conferencing, telephone, text, and email.

We practice financial discipline, carrying no debt and very little overhead. We have no fancy offices or expensive vehicles for you to help pay for. We align ourselves with partners who have a similar altruistic strategy, and use the latest technology to streamline our operations.

Don’t you hate it when businesses are evasive about their fees? We aren’t! Cost is dependent on the type of services you may need. In addition to investment planning and management services, we offer workshops and hourly rates for special projects.  See our Rates page for details.

It’s just ten simple steps to your financial goals!

1. Receive and review the ADV informational form for 48 hours.
2. Fill out the short ‘hello’ questionnaire.
4. We meet to do a fun risk tolerance exercise.
5. Sign the digital agreement, if you decide to work with us.
6. Receive and pay the invoice for your requested plan.
7. Fill out the main financial questionnaire or provide the info we need.
8. Set up the awesome app and your portal.
9. We create the plan and review it together.
10. We meet quarterly (or any time you need us!) to review results.

The down-side is that we’re a small firm. We pride ourselves in personal, white-glove, concierge type attention to our clients. We can only take on so many clients before we start a waiting list, so join our roster today!